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Posted: Thursday, August 17, 2017 11:09 AM

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Save with cheap auto insurance in Houston. Get 100% free quotes, compare top providers. Special online rates for Texas drivers.

Save up to 40% with cheap car insurance in Texas, liability or full coverage. Start comparing the lowest possible quotes from top companies in Houston online now. The online rate quotes you'll receive are absolutely free and you are under no obligation of any kind.
Make sure you complete at least 3 rate quotes (each form takes about 5-8 minutes to complete) to ensure you are getting the lowest rate possible.
1. Enter your Zip code to get FREE car insurance quotes in Houston Texas.
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Get Cheap Texas Car Insurance in Houston

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Getting rate quotes online is convenient, so if you are doing your insurance shopping online this year, we have a few tips to make the experience safer and easier. If you buy insurance coverage to meet the Texas automobile financial responsibility law, you must purchase the minimum required amount at least. The current minimum liability limits are $15,000 for each injured person, up to a total of $30,000 per accident, and $10,000 for property damage per accident. This basic auto insurance coverage is called 15/30/10 coverage. Young drivers must also comply with financial responsibility laws. In most cases parents can add their minor kids to their automobile coverage to satisfy the state financial responsibility requirements. Although adding a young driver to a parents' policy may be expensive, it's almost always cheaper than buying a separate automobile policy for the minor child. Some insurance companies offer a discount rate for teenagers who have completed an Texas Department of Public Safety (TDPS)-approved driver education course. Insurance providers use the kind of car you drive, how you use your car, where you live, and the policy limits you select to determine the rates they will charge you. Depending on the types of coverage you purchase, automobile insurance pays for court costs, medical expenses, vehicle replacement or repair, towing, rental cars, and other expenses. Insurance providers recommend that drivers carry more than the state-required minimum liability coverage. Opting for a policy that only includes state requirements may help drivers get the best premiums. However, Texas uses the tort system to determine who will pay for expenses that arise as the result of an accident. The driver who is found to be at fault for the accident is responsible for paying all costs incurred. The state-minimum required liability auto insurance coverage does provide some protection for motorists, but folks who cause accidents will have to pay out of pocket for damage that goes over their policy's coverage limits. Recently married, divorced, switched jobs, or relocated to a new place? When your life changes, your car insurance should, too. Analyze your needs and start comparing quotes now for low cost auto insurance in Houston. Don't settle for less than the lowest rate available from a major car insurance provider.
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