Get quality TX medical coverage for your child or young adult. Marketplace plans cover office visits, prescriptions, preventative and well-care visits, ER, hospitalization and much more. Rates are low and you can not be denied for medical reasons. If you are over the age of 21, you can also obtain affordable coverage. You can quickly review the best plan choices that specifically meet your medical and budget needs. Typically, persons under age 26 can remain on a parent's policy.
You may also be eligible for a large federal subsidy that can potentially pay most or all of your premium. Choose among many optional copays and deductibles to keep your maximum out-of-pocket expenses low. Silver-tier plans offer special "cost-sharing" that can save thousands of dollars on your out-of-pocket expenses. Popular Silver-tier options are Molina Marketplace Choice Silver plan, Molina Marketplace Options Silver plan, Community Health Choice HMO Silver 004, and BCBS of Texas Silver HMO 102.
Companies that offer Texas Exchange plans include Blue Cross and Blue Shield of Texas, Ambetter, CHRISTUS, Humana, Oscar, Prominence, Scott And White, Sendero, SHA, Molina, and Community Health Choice. All carriers must be approved by the Department of Insurance. Temporary coverage is also offered, although the instant tax-credit does not apply. Also, on short-term plans, since they are medically-underwritten, approval is not guaranteed.
You may also be eligible for the Texas Children's Health Plan, which was created in 1996. Qualification in CHIP or Medicaid would be required and the network of doctors and hospitals is very large. Copays and out-of-pocket expenses are very reasonable.
Platinum, Gold, Silver, Bronze, and Catastrophic-tier policies are offered. Texas Students can also enroll in many affordable comprehensive plans that satisfy school or university requirements. Maternity, mental illness, prescriptions, ER, and office visit coverage are several of the 10 mandated “required health benefits” that are included on all policies. Qualified preventative expenses, such as annual routine physicals, OBGYN visits, and well-check visits are covered at 100% with no copay or deductible to meet. There is also no waiting period for coverage and you can not be charged a higher premium for a current or past condition. If you have a surgery or procedure scheduled for the next month, you can obtain a policy that will cover the expenses (assuming during Open Enrollment or an SEP exemption).
Get your free quote below from the Lone Star State’s premier trusted authority for comparing health insurance plans from top-rated companies. Simply click on our secure link, provide your zip code and view your best options. No cost or obligation.
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